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Contractor Bonds

Illinois Contractor Bonds

Many contractors are required to have a surety bond before they are eligible to become licensed or undertake any work in the state of Illinois. Surety bonds are an important risk mitigation tool because they protect the licensing authority as well as consumers from financial harm resulting from the contractor's failure to adhere to applicable rules and regulations.

Illinois is a bit of a unique state when it comes to surety bonds for contractors. While many states either have a single state-wide surety bond requirement or many requirements spread out across various municipalities, Illinois has both state-required surety bonds for contractors as well as contractor bond requirements established at the county or municipal level.

Limited and Unlimited Roofing Contractors

The Illinois Department of Financial and Professional Regulation is responsible for licensing both limited and unlimited roofing contractors. As part of the licensing process, both types of roofing contractors must have a surety bond; limited roofers need a $10,000 surety bond and unlimited roofers need a $25,000 surety bond.

Because this bond requirement is established at the state level, all roofing contractors in Illinois must have a surety bond before the Department will issue a license.

Plumbing and Irrigation Contractors

Although many permits for plumbing contractor work are issued by the city or county in which the contractor will be working, a state-issued plumbing contractor license is often required. Plumbing contractor licenses are issued by the Illinois Department of Public Health. Along with other application materials, applicants must also provide the Department with a $20,000 surety bond pursuant to the Illinois Statutes, section 894.20.

The Illinois Department of Public Health also requires irrigation contractors to be licensed and submit a $20,000 surety bond. The bond is specifically required of contractors who intend to install lawn sprinkler systems and guarantees their compliance with 77 Illinois Administrative Code Part 892.

Contractor Bonds Required by Counties or Municipalities

Illinois is made up of 102 counties and 1,299 incorporated municipalities, many of which establish their own licensing and permitting process for contractors. Although not all of them require a surety bond prior to receiving a license or permit, it is likely you will have to obtain a surety bond at some point if you plan on working in multiple locations. Luckily, the majority of contractor surety bonds required by counties and municipalities are available for purchase online at minimal cost to you.

Search all contractor bonds in Illinois

Over the years, our bonding experts have put together the most comprehensive surety bond library. Most of our contractor bonds can be purchased instantly online in only a few minutes.

Use the list below to browse all of our available contractor bonds in Illinois You can also try searching by bond amount, obligee, or bond name.